Go from burnt out to FIREd up.
Second in a series of woulda shoulda couldas. Picks up where the last post left off. Two Story vs. One Story To get the large square footage we sought, he had to opt for a two story home. This is fine assuming youth and health. Stairs are problematic. They present a constant hazard to infants and toddlers early in …
When I moved from Boston to LA in 2005, everything was coming up roses. I was dating a woman whose presence had suddenly transformed my life from black and white to color, and we were moving in together (spoiler alert: I married her). I’d found us an apartment that was a nine block walk to the beach. I’d landed a …
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I made a brief visit to a dear friend who recently became a single mother by choice. We met when we were seventeen at a summer program for high school students on the campus of UC Santa Barbara. Between the beach and falling in love with a new crush every 3 days, it was adolescent heaven. But I digress. …
We spent this past weekend in San Francisco, at a friend of my wife’s 50th birthday party. He’s a sweet and thoughtful guy, and as part of the festivities we met up for lunch with a handful of my wife’s college friends and enjoyed a middle-aged version of “The Breakfast Club.” Accomplished professionals gathered around the table like a professional …
One of the most enjoyable ways I’ve channeled my finance geek leanings has been to offer to meet with newbies who join our practice to review their finances and help them develop confidence in a plan to pay off educational debt, invest, and save for retirement. For a surprising number of them, it’s the first such discussion they’ve ever had, …
I use a Feedly account to follow ~50 blogs. 35 of them are physician finance blogs. The other 15 are FI/RE blogs. The vast majority of them espouse low cost index funds and eschew market timing in favor of long-term, buy and hold investing. Recently, an interesting facet of human behavioral psychology has repeatedly been surfacing in this slice of …
True story from approximately 2002. It’s 3am the day after St. Patrick’s Day when an extremely concerned 21 year old woman accompanied by her bleary-eyed boyfriend arrive in the Emergency Department of a large urban trauma center. I am the resident on the night shift who sees them. Me: How can I help you today? Patient: My pooh is green! …
It’s Match Day! You’re happy, relieved, and a few hundred grand in the hole. Which makes you feel a helluva lot better than the med school sweetheart couple that is in twice as much collective debt as you are. Now that you know where you’ll be training, your educational debt gets bumped up a notch to your number one source …
If I were to create a TV show, it would be a romantic comedy for finance and efficiency nerds named “Battle of the Optimizers.” The husband and wife protagonists would constantly try to help one another by assuming household duties, resulting in well-intentioned mayhem and confusion. The battle, as it were, would pit efficiency vs. intrusiveness. The pilot would introduce …